As Executive Director of Credit Management, Andrew has overall responsibility for ensuring CrediFlex offers innovative and well structured credit assessment and services.

Andrew commenced his career in the Banking & Finance industry with the ANZ Group in early 1980. His time with ANZ Group spanned a variety of sales & credit management roles across 3 states and territories until he decided to leave in 2001 to take up the opportunity to be part of CrediFlex.

Starting in ANZ Branch Banking operating predominantly in rural South Eastern South Australia he moved into commercial lending management in Adelaide where he oversaw credit operations for a wide range of small business clients involved in manufacturing, retail & agricultural businesses.

Within ANZ's subsidiary Esanda Finance he has held a variety of credit management and sales roles in Adelaide, Darwin & Brisbane. Andrew gained extensive experience in all areas of Esanda's key markets including Commercial Finance, Dealer Finance & Property Finance. Andrew's breadth of skills and knowledge in Banking & Finance and his specialist credit skills ensures that CrediFlex is able to provide a high level of service to its customers.